Our agency provides personal insurance for your life, home, auto – and your future.
Whether it’s your first car, second home or third child, we can recommend the coverage that best utilizes and protects your assets. What events could jeopardize your family’s finances? What could threaten your assets or your earning ability? How have you prepared to handle those events if they should occur?
We can help you develop a personal insurance plan to protect the people you care about and give you peace of mind.
Without a personal insurance plan
- You may be over-insured in some areas and underinsured in others.
- You may be unaware of the risks to which you are exposed.
- You may be insuring risks that are more emotional than financial in nature.
Our Michigan personal insurance professionals can help you:
- Identify those events which pose a financial risk to you or your family.
- Determine which methods you are currently using to manage your risks.
- Identify gaps in your current insurance plan.
Our goal is to provide you with adequate personal life, auto or health insurance at a competitive price for the people of Michigan. Below are the types of personal insurance Melton McFadden provides to ensure your family a safe and secure life.
Melton McFadden provides a wide variety of auto insurance policies. These policies are packages composed of individual coverages. You as a client create a customized package personalized to your automobile insurance needs. Some of these coverages are:
- Bodily Injury (BI) Liability Coverage
- Property Damage (PD) Liability Coverage
- Medical Payments Coverage
- Uninsured/Underinsured Motorists (UM/UIM)
- Collision Coverage
- ATV Insurance
- Boat and Yacht Insurance
Our homes are our most valuable possession. If your home were damaged or destroyed home, condo, renters, or manufactured homes insurance can help repair your home and replace damaged valuables.
Floods can come without warning and can cause extreme damage to your property and other belongings. Floods are the leading cause of property damage. It doesn’t matter if you live near a body of water. 30% of all flood claims occur in low to moderate risk areas.
Homeowners insurance does not cover floods, but Federal Flood Insurance does, making it even more crucial to have Flood insurance.
Flood insurance also covers:
- Mudflow
- Dirt from flooding
- Debris from running water
Your pet deserves the best treatment possible. You can always guarantee that with pet insurance. Pet insurance reimburses you for your dog or cat’s unexpected medical bills. Our services provide the best pet insurance in all of Michigan. Melton McFadden works with Figo to ensure that your entire family gets the protection they deserve.
If an unfortunate accident were to happen at your fault, do you have enough liability insurance to cover the costs for your negligence? If not, you may need to consider umbrella insurance. Umbrella insurance is designed to give one added liability protection above and beyond the limits on homeowners, auto, and watercraft personal insurance policies.
Contact Melton McFadden today if you think that you could benefit from any of these plans.
