Auto-Owners Insurance is your source for your comprehensive insurance needs from auto to home insurance. Starting as auto insurers, we recognized our abilities to do more and give our clients better insurance policies than our competition.
You can count on Auto-Owners to help you find premium home, business, life, and car insurance. Our years of experience gives us an edge to help find only the best insurance policies for our clients.
No matter what kind of insurance you’re looking for, feel free to request a quote today!
Auto-Owners Home Insurance
There are 4 typical types of coverage in standard insurance policies for homeowners:
Home Structure Coverage
These policies are designed to help with rebuilding or repairing a home which was destroyed or damaged in the case of a natural disaster listed within the policy. When buying this kind of policy, you need to ensure that you pick a comprehensive package that covers all possible damage scenarios.
All clothes, equipment, furniture, and personal belongings that get destroyed by a natural disaster or get stolen are covered within this policy. This policy is crucial to protect your valuables and other items you could not live without.
Liability protection covers all people living within the premises from lawsuits related to property damage or personal injury to other people. It also may cover the damages and injuries caused to other people by a pet. Liability protection is vital for landlords, business owners, and more to protect against significant lawsuits.
Coverage in Case the Home Is Not Inhabitable
In case of a disaster that makes it impossible to live in your home, you may have to move somewhere temporarily. This coverage pays for all the expenses of your temporary stay including rent, utilities, and other living expenses.
Auto-Owners Car Insurance
When it comes to car insurance, Auto-Owners offers some of the best car insurance policies. After all, this is where we started – offering years of experience with comprehensive car insurance coverage. Our car insurance provides coverage for car damages, injuries sustained during a car accident, and special coverage for totaled vehicles.
Apart from motor-vehicle accident coverage, we provide you with the following options for auto insurance coverage:
- Bodily injury liability and property damage liability
- Medical payments and personal injury protection
- Comprehensive insurance other than collision
- Uninsured/underinsured motorist
- Road trouble service
- And more
Contact us to learn more about our exclusive offers.
Auto-Owners Business Insurance
A business owners insurance policy allows you to insure your business and protect it from all possible vulnerabilities. Protecting your business is highly important, especially if you’re leasing your premise. There are various commercial insurance services, but they can be divided into two primary categories: property and liability insurance.
Here are some of the business insurance services we provide:
- Business owner’s policy
- General liability
- Property protection
- Business umbrella
- International insurance
- Employment practices liability insurance
At Auto-Owners Insurance, we pride ourselves on catering to a versatile array of industries. No matter your sector, we have a custom-tailored business insurance policy waiting for you. Whether you’re in need restaurant, contractor, or manufacturing insurance, we’re here to help!
Auto-Owners Life Insurance
Life insurance gives financial protection to your family in the unfortunate scenario of an untimely death. Here at Auto-Owners Insurance, we offer you several different types of life insurance policies and we will happily help you make the right decision on which is the right fit for you and your family. Our life insurance policies include:
- Term life
- Universal life
- Whole life
- Long-term care
- Disability income
Additionally, there are many exceptions and additions that go along with these policies and, even though they might seem complicated, you can rely on us to give you all the answers you need.
Our life insurance policies will help you:
- Financially secure family members after your death
- With estate tax liquidity
- Get easier wealth transfer
- Speed up cash accumulation
- With estate planning
Assessing your needs
As we mentioned earlier, life insurance policies have many important factors that need to be considered. The first thing you need to consider is your current financial situation and how it fits in with the policy. Consider the standard of living you want to give your dependents.
What future expenses will they have? How will they take care of mortgage costs, college, or medical bills? When you talk to an Auto-Owners Insurance agent, make sure to provide answers to all these questions so that we can find the best-suited coverage for your family.
Become a Member of the Auto-Owners Insurance Family
When you join the Auto-Owners Insurance family, you will receive the most responsive customer service and the best policies for the most reasonable rates. We know how difficult it can be and we want to help to the best of our abilities. Contact us today!